Wednesday 21 March 2012

TD CONTROL PROCEDURE

TIME DEPOSITS CONTROL PROCEDURE

FORMS

58. (i) Register of binder-wise and office wise balances :- This will be maintained in the form SB-85 separately for each category. The instructions for the maintenance of the register as contained in Chapter-11 for RD accounts will apply mutatis mutandis.

(ii) Register on non-cash transactions:- This will be maintained in the form SB-85(a) separately for each category.

      (iii) Consolidated Journal of deposits and Withdrawals:-This will be  prepared in the form SB-109 separately for each category. (Annexure 1)

      (iv) Statistical register :- This will be maintained in the form SB-89(a) separately for each category. (Annexure 2)

[Para 66 of Manual S.B. Control Procedure]

Checking of Vouchers and Documents

59. General check of vouchers and checking of vouchers with reference to entries in the ledgers :- The vouchers both receipts and payments will be checked to the following extent :-

(a) All warrants of payment in respect of withdrawals exceeding Rs. 5000/- at the head and sub offices and Rs. 500 at ED sub offices and branch offices.

(b) 20% of the vouchers relating to payment of annual interest.

(c) 20% of the warrants of payment of closed accounts of heavy amounts.

(d) 4% of deposit transactions.

Note :- The checks will apply uniformly to accounts maintained either manually or on computers.

[Para 67 of SB Control procedure as amended vide D.G. Posts letter

No. 5-2/99-SB dated 5.3.2003]

Working out of the total TD balance of the head office as a whole

60. For preparation of consolidation in SB-85 register, agreement of totals in the head office cash book and consolidated journal, etc. the existing procedure in respect of RD accounts will be followed mutatis mutandis.

[Para 68 of Manual S.B. Control Procedure]

Agreement of binder balances

61. The agreement of binder balances will be done once a quarter as on 31st march, 30th June, 30th September and 31st December each year.

[D.G. Posts letter No. 1-2/88-SB dated 17.10.1990]

[Para 69 of manual S.B. Control Procedure]

Annual listing of balances

62. The listing of annual balances as on 31st December will be done in the same manner as laid down for RD accounts.

[Para 70 of Manual S.B. Control Procedure]

Custody and preservation of record



63. The instructions contained in para 26 of Chapter 1 relating to SB accounts will also apply to T.D. account mutatis mutandis.

[Para 71 of Manual S.B. Control Procedure]

Submission of Returns



64. The instructions contained in para 22 of SB Control Procedure for  submission of returns relating to SB accounts will also apply to T.D. accounts mutatis mutandis.

[Para 72 of Manual S.B. Control Procedure]

Monthly Progress Report



65. A monthly progress report regarding state of work, position of agreement of ledgers, etc. will be sent by the Supervisor to the Accounts Officer, ICO (SB) with a copy to the Divisional Superintendent of Post Offices in the same manner as laid down for RD accounts.

[Para 73 of Manual S.B. Control Procedure]

Agent's schedules for commission paid on Time Deposits



66. (1) The SBCO will receive daily from the SB Branch the schedules of  commission paid to the agents alongwith receipts (ACG-17) separately for each category. The SBCO will carry out the following checks :-

(i) The official of the SBCO will compare the amount of commission paid as shown in the receipt (ACG-17) with the entries in the schedule.

(ii) The correctness of the total of the schedule and commission paid at the prescribed rate will be checked.

(iii) The official concerned will put his dated signature at the bottom of the schedule in token of having carried out the above checks.

(iv) The official in-charge of the SBCO will compare the total amount of the schedules with the entries in the cash book in order to verify its correctness and place his initials in the cash book in token of this check.

(2) The SBCO will enter the details regarding amount of deposits and commission paid under each category through SAS Agents separately in the statistical register of each category after the close of the month.

(3) After necessary checks the schedules of commission paid along with vouchers (receipts ACG-17) will be sent to the Postal Accounts Office on monthly basis after the close of the month in the first week of following month.

[Para 74 of S.B. Control Procedure as amended by D.G Posts letter No. 107-16/97-SB dated 17.4.2000]

Miscellaneous

67. In all other matters not specifically mentioned in the foregoing paras the corresponding procedure laid down for RD accounts will be followed mutatis mutandis in respect of T.D. accounts as well.

[Para 75 of Manual S.B. Control Procedure]

 




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